ESTO Installment Plan
ESTO Installment Plan – Don’t want to pay the full amount at once? Pay in installments!
When paying for products or services, be sure touseESTO installment payments—the most affordable, convenient, and fastest installment payment option in Estonia!
Add items to your cart, confirm your order, and select the ESTO installment plan option from the payment methods. During checkout, choose the desired payment term and monthly installment amount, and conveniently sign the agreementusing your ID card, Smart-ID, or Mobile-ID.
ESTO Installment Payments is an extremely fast and convenient payment solution that allows you to set up a payment schedule based on the period you choose, meaning you can pay in installments. This payment solution makes a credit decision in real time and helps you complete your purchase in less than 60 seconds.
ATTENTION! Every installment plan is a financial obligation. Before entering into an installment agreement, please review the terms and conditions of the service and consult an expert if necessary.
The provider of ESTO's installment payment service isESTO AS(reg. no. 14180709).
The standard terms and conditions for ESTO installment payments are as follows:
- Interest rates from 0% to 14.90%
- Contract fee starting at 0 euros
- Up to 4 years
All citizens of the Republic of Estonia between the ages of 18 and 70 are eligible to apply for an ESTO installment plan. Legal entities can also quickly and conveniently set up an ESTO installment plan.
Every financial decision involves risks and obligations, so please carefully consider whether you need to take out a loan. For example, for a loan amount of 1,500 euros with a 12-month fixed interest rate of 14.90% per year and a contract fee of 14.90 euros, the annual percentage rate (APR) is 34.74%, the monthly payment is 146.37, and the total amount to be repaid by the consumer is 1,756.68 euros. Installment credit is a financial obligation; before making a decision, please thoroughly review the terms of the agreement and, if necessary, consult with an ESTO AS employee or another expert.
ESTO3 – Pay in 3 equal installments, with no additional fees!
The ESTO 3-part payment plan allows you to pay over three months in three equal installments, with no additional fees. The monthly payment is calculated by dividing the total cost of your shopping cart into three equal parts. The first monthly payment is always due on the 15th of the following month. No interest. No additional fees. You can always pay early at no extra cost. This payment method is provided and managed by ESTO AS.
ESTO 3 is the most popular new-generation payment method. Conveniently split your purchase amount into 3 equal parts. Get exactly what you need without interest, additional fees, or a down payment.
Use the ESTO 3-part payment method in online stores and brick-and-mortar stores.
You can find all ESTO partner stores on ESTO Market:https://esto.eu/ee/esto-market
How does it work?
By selecting ESTO 3 as your payment method, you can split the total payment into 3 equal installments over 3 months with no fees.
- Add the items you need to your shopping cart
- Select ESTO 3 as your payment method at checkout.
- You'll receive the decision in real time.
- If the decision is positive, confirm the purchase.
- ESTO will send you your first bill on the 15th of next month.
This financial service is provided by ESTO AS. Before signing the contract, please review the terms and conditions and consult with an expert if necessary.
WHAT IS ESTO?
ESTO is the leading payment solutions provider in the Baltics, revolutionizing the sales experience for merchants and the shopping experience for consumers by making them simple and seamless. ESTO has nearly 500,000 active customers and over 3,000 partner stores across the Baltics. ESTO’s mission is to help partners sell and customers buy.
If you need assistance, please contact an ESTO AS representative at info@esto.ee or visithttps://esto.eu/ee/kliendile-klienditugi.